Every year we are seeing fraudulent criminals grow more and more sophisticated – and sadly, more successful. In fact, in America alone more than $10 billion was lost to fraud in 2023, marking a 14% increase from 2022.

I have a confession: I am terrible at keeping track of Kohl's Cash. Those little paper vouchers mock me from my purse, destined to expire before I remember to use them.

Despite the fact that many women are successfully running their households and making most if not all day-to-day purchases and budgeting decisions, they still feel uncomfortable discussing financial matters. It’s a longstanding taboo with a firm grip over our society, and we need to work to loosen it.

What does facing truth have to do with wealth? If you are a “truth-seeker” you are far more likely to be wealthy. Why? Because you challenge limiting beliefs that hold most others back from becoming rich. You see reality instead of myth.

“Price is what you pay. Value is what you get.” – Warren Buffet
“How much does it cost?” – Me, like all the time.

In the reality of advising clients, we find lack of knowledge about money is rarely the issue. And we have smart, sophisticated clients who are uniquely successful, so we are well positioned to understand this truth. 

A Backdoor Roth is a strategic conversion of your traditional IRA into a Roth IRA. It allows you to circumvent the Roth income restrictions and contribute to the retirement vehicle even if you’re earning more than $135,000 a year.

Retirement is a time to enjoy the fruits of your labor, not stress about the perils of financial mistakes. No matter if you are 70, 50 or 30 years old, utilizing a Roth 401(k) investment account serves as a fantastic tool to lessen future RMD strangleholds and enhance withdrawal (and tax) strategies down the road.

Imagine you had the chance to sit down to coffee with a group of successful and wealthy individuals, and you could talk about anything. What questions would you ask?